Terms

At Agora Financial we appreciate the trust our readers put in us, and we are committed to earning your trust by:

Complete transparency. We have strict corporate rules that forbid our editors from owning the stocks they recommend. All other members of our staff must wait 24 hours after any recommendation is published online or 72 hours after the mailing of a print-only publication to buy a security recommended in our pages. We also forbid any employee from accepting gifts or money from the companies we cover. And we do not accept any kind of advertising or fees from any company whose securities we have recommended.

Honoring our guarantees quickly and without question. We have a team of trained men and women who answer your calls. These folks are located right in our home office, in Baltimore. If you are ever not happy for any reason, call us.

Because we are publishers and not financial advisors, we do not provide personalized investment advice tailored to your personal situation. We make specific recommendations, but those should not be construed as personal investment advice. Also, please keep in mind that our Customer Service department is trained to only answer questions about your subscriptions. They cannot answer questions about our research, or your investments.

Since our newsletters are public, some of the particular strategies or recommendations may not be appropriate for you.

Investing, of course, also involves risk. The amount of investment risk varies among the newsletters we publish. Some are conservative, some aggressive. Some of the investments you will see recommended in our pages will cause losses. Past results never guarantee future returns—and our work cannot be and is not guaranteed. You are responsible for your own investments. Caveat emptor applies, at all times, to the investment research we sell.

At Agora Financial, we are diligent in citing sources and checking facts. Still, we cannot guarantee that we won’t occasionally print information that is unintentionally inaccurate in some way. You should always double-check any important financial information, such as stock prices or balance sheet facts, before making final decisions. We do our absolute best to never make errors, but we are not responsible for any losses you may suffer as a result of errors.

Some of the strategies we endorse in our pages may not be legal where you live. Or they may have tax consequences that are unknown and unanticipated by our analysts. We urge all subscribers to consult with licensed brokers and asset managers for questions regarding investments.

In much of our work, we use “price limits,” which means buying a stock below a certain price, or selling it above a certain price. This information is frequently critical to our specific recommendations. Never rely on our advertisements for financial information. Always consult the most recent editions of our publications for the current status of any recommendation.

Many of our publications also contain “model” portfolios that attempt to approximate the results a subscriber may have obtained by following the strategies and the recommendations discussed in the publication. We do not make any claim that our subscribers will achieve results that are even approximate to these examples. The model portfolios serve only to track the hypothetical results of a newsletter recommendation at the time it is made, not an actual portfolio.

All of our publications are copyright protected.

We kindly ask that you not reproduce, distribute, transmit, disseminate, sell, publish, display, broadcast, circulate, photocopy, or forward any part of any of our publications, reports, emails or websites to anyone, including but not limited to: colleagues in your office; family members; or your professional representatives, such as your broker, without the express prior written consent of Agora Financial.

Software has been installed on our web servers, and will be in installed on your Internet browser when you login, that will let us know if you have shared your password with another user. Software also enables us to determine if you share our copyrighted materials via email, or if you make multiple copies of our newsletters. Any such digital proof that a subscriber has violated this user agreement will result in the immediate termination of their subscription, without a refund.

In other words, we take our copyright seriously. We will bring legal action to ensure our rights are respected by all subscribers, at all times, in all countries. The Copyright Act imposes a fine of up to $150,000 per issue for infringement—no exceptions.

We hope that you enjoy and benefit from our work, and look forward to doing business together for many years to come.

We at Agora Financial take your privacy very seriously!

Email Address

When you subscribe to Agora Financial via email, your email address is placed in a database and used to send your issues of Agora Financial publications. We will not sell or rent your email address to any company outside of our parent company of Agora, Inc. You can remove your address from our email list by following the instructions at the end of every email we send.

Any email you send to Agora Financial is considered confidential unless you tell us otherwise. We will not add your name to our email list without your permission. If your inquiry is about an order or subscription, Agora’s Customer Service staff will ask you to verify your identity by confirming information already in your record.

Spam

If you believe that Agora Financial has sent you unsolicited commercial e-mail (spam), please send an e-mail to feedback@americauncensored.com.

Unsubscribe from America Uncensored

To end your e-mail subscription and associated external offers sent from America Uncensored, please click the unsubscribe link in any email. The unsubscribe link is located at the top and bottom of each email. You may also contact us by mail at Attn: Customer Service, 808 St. Paul Street, Baltimore, MD 21202. Or by email at feedback@americauncensored.com.

Personal Information

We will never ask you for personal information — your credit card number, for example — except when you place an order. At that time, we will provide a secure (SSL, encrypted) connection and require you to submit only the information needed to complete and fulfill your order. Agora will not sell or rent this information  to any company outside of our parent company of Agora, Inc. However, Agora will share information if required by law or regulations, or to respond to a subpoena, search warrant or other lawful request for information received by us. Please note that “personal information” does not include your mailing address. See “Mailing Address,” below.

Mailing Address

When you give us your mailing address, Agora will use this information to fulfill your order or subscription and to send you information on other products that may suit your interests. If you don’t want Agora to send you this other information, please contact our Customer Service department:

Order Processing Center

Attn: Customer Service

808 St. Paul Street

Baltimore, MD 21202

Cookies

Cookies are small files placed on your computer by a Web page when you visit it. They can be used to store all sorts of useful information to make your next visit easier and more convenient, but some people are uncomfortable not knowing what information is in a cookie. Accepting cookies through your Web browser is your personal choice. You can set your browser to disable cookies. However, if you choose not to accept cookies, we may not be able to provide you with as good of an experience as one that is specifically tailored to your needs by utilizing the cookie.

The Agora Financial website uses cookies to compile statistics on the use of the various pages on our site (how many people visit each page and that sort of thing). We do not store or collect any personally identifiable information. We may use the services of third parties to collect and use anonymous information about your visits to and interactions with our website through the use of technologies such as cookies to personalize advertisements for goods and services. To learn more, or to opt out of receiving online display advertisements tailored to your interests by our third-party partners, visit the Network Advertising Initiative at www.networkadvertising.org/choices.